Budgetly Privacy Policy

Last Modified: February 16, 2025

Effective: March 1, 2025

Our Key Privacy Commitments

• Your privacy is our priority. We take the protection of your personal and financial information seriously.
• We do not sell your financial data or personal information to third parties.
• We use your data primarily to provide and improve our services, and to communicate with you about your account.
• You have control over your data - you can access, modify, or delete it at any time.
• We implement strong security measures to protect your financial information.

Overview

This Privacy Policy describes how Budgetly ("we," "us," or "our") collects, uses, and protects your information when you use our budget tracking and expense management application ("App") and related services (collectively, "Services").

We may update this Policy periodically. When we make significant changes, we will notify you through the App or via email. Your continued use of our Services after such changes indicates your acceptance of the updated Policy.

For questions about this Policy, please contact us at privacy@budgetly.com.

1. Information We Collect

A. Information You Provide

• Account information (email address, name, password)
• Financial information (transactions, budgets, expense categories)
• Banking credentials when you choose to link financial accounts
• Communication data when you contact our support team
• Payment information for subscription services

B. Automatically Collected Information

• Device information (IP address, device type, operating system)
• Usage data (how you interact with our App)
• Location data (when you enable location services for transaction recording)
• Technical data (app performance, error logs)

2. How We Use Your Information

We use your information to:

• Provide and maintain our Services
• Process your transactions and manage your account
• Communicate with you about your account and our Services
• Improve our Services and develop new features
• Protect against fraud and secure your account
• Comply with legal obligations

3. Information Sharing

We share your information with:

• Service providers who help us operate our Services
• Financial institutions when you link your accounts
• Third-party analytics providers to improve our Services
• Legal authorities when required by law

We do NOT:

• Sell your financial data
• Share your personal information for marketing purposes
• Provide access to your financial information to advertisers

4. Data Security

We implement industry-standard security measures to protect your information, including:

• Encryption of sensitive data
• Secure server infrastructure
• Regular security assessments
• Access controls and authentication requirements

5. Your Rights and Choices

You have the right to:

• Access your personal information
• Correct inaccurate data
• Delete your account and associated data
• Opt-out of marketing communications
• Control location tracking permissions
• Export your data

6. Data Retention

We retain your information for as long as:

• Your account is active
• Needed to provide our Services
• Required by law
• Necessary for legitimate business purposes

We delete or anonymize your data within 30 days after account deletion.

7. Children’s Privacy

Our Services are not intended for children under 13. We do not knowingly collect information from children under 13. If we learn we have collected such information, we will delete it.

8. International Data Transfers

We process and store data in the United States. By using our Services, you consent to the transfer of your information to the United States and other countries where we operate.

9. Contact Us

For privacy-related questions or concerns:

• Email: privacy@budgetly.com
• Address: 1604-M2 6th element, Xuan La Ward, Tay Ho District, Hanoi, VietNam
• Phone: +84 84 488 1992

10. Changes to This Policy

We may update this Policy periodically. We will notify you of material changes through the App or via email before they become effective.

Last Updated: February 16, 2025