Budgetly Terms of Service

Last Modified: February 16, 2025

Effective: March 1, 2025

Acceptance of the Terms of Service

Welcome to Budgetly ("Company", "we" or "us"). These terms and conditions ("Terms of Service") govern your access to and use of our budget tracking and expense management application and any associated content, functionality, and services (collectively, the "App"), whether as a guest or a registered user.

Please read these Terms of Service carefully. By using the App or clicking to accept these Terms, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these Terms, you must not use the App.

Age Requirements

• No one under 13 may use the App
• If you're under 18, you need parent/guardian consent
• You confirm you meet these age requirements by using the App

Changes to Terms

We may update these Terms at any time. Changes are effective immediately upon posting. Your continued use of the App after changes means you accept the updated Terms.

Account Security

You agree to:

• Provide accurate registration information
• Keep your account information updated
• Maintain confidentiality of your password
• Notify us of unauthorized access
• Be responsible for all activity under your account

We may disable your account if you violate these Terms.

Financial Data and Third-Party Services

We:

• Cannot guarantee accuracy of third-party financial data
• Are not responsible for third-party service interruptions
• May use third-party providers to access your financial data
• Will handle your data according to our Privacy Policy

Limited Agency Authorization

When you link financial accounts, you authorize us to:

• Access your financial data
• Use your data to provide our Services
• Act on your behalf with third-party providers

This authorization is limited to accessing account information for the App's services.

Intellectual Property Rights

The App and its content are owned by Budgetly and protected by law. You may only use the App for personal, non-commercial purposes.

You must not:

• Modify or copy materials
• Use content for commercial purposes
• Attempt to decompile or reverse engineer the App
• Remove any copyright or proprietary notices

User Content

If you post content in the App, you:

• Retain your ownership rights
• Grant us license to use the content
• Are responsible for your content
• Must comply with our content standards

Third-Party Applications

Any third-party apps or plugins:

• Are not officially supported
• Are used at your own risk
• Must display appropriate disclaimers

Termination

We may:

• Suspend or terminate your access
• Remove any content
• Take legal action if necessary
• Cooperate with law enforcement

Disclaimers

THE APP IS PROVIDED "AS IS" WITHOUT WARRANTIES. WE DO NOT GUARANTEE:

• Uninterrupted service
• Error-free operation
• Security from viruses
• Accuracy of financial data
• Compatibility with your devices

Limitation of Liability

WE ARE NOT LIABLE FOR:

• Direct or indirect damages
• Lost profits or data
• Service interruptions
• Any damages exceeding your subscription fees

Indemnification

You agree to indemnify us against claims arising from:

• Your violation of these Terms
• Your use of the App
• Your content
• Your violation of others' rights

Governing Law

These Terms are governed by [Your State] law. Any disputes will be resolved in [Your City, State] courts.

Contact Information

For questions about these Terms:

• Email: legal@budgetly.com
• Address: 1604-M2 6th element, Xuan La Ward, Tay Ho District, Hanoi, VietNam
• Phone: +84 84 488 1992

By using Budgetly, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.